Most Australians delay their mortgage journey because they're not sure if they're ready. Our free 2-minute check gives you a clear, honest picture of your position — so you can move forward with confidence.
Your answers are private and never shared
A Sorted lending specialist has helped hundreds of Australians understand their mortgage position and move forward with confidence.
"I had no idea where I stood as a first home buyer. The Sorted team walked me through everything — grants, deposits, borrowing power. Within 3 weeks I had my first offer accepted."
"We were paying too much on our mortgage for years. The Sorted team refinanced us in under a month and we're now saving over $600 a month. Can't recommend them enough."
"Self-employed and thought it would be too hard. The team found us a great lender and made the whole process straightforward. Now we own our investment property."
No paperwork. No credit check. Just honest, helpful guidance from people who know mortgages.
Tell us about your situation — borrower type, timeline, income, deposit, and goals. No personal financial data required at this stage.
We score your answers and place you in one of three readiness categories — with a personalised summary and clear suggested next step.
If it makes sense, book a free Mortgage Health Check with a Sorted lending specialist. No cost, no pressure — just real options tailored to you.
Takes less than 2 minutes. No credit check.
Whether you're just starting out or ready to move — there's a path forward, and we can help you find it.
Understand your deposit, borrowing power, grants and what to do next — before you start bidding.
Find out if you're paying too much. See if you can lower repayments, access equity, or consolidate debt.
Structure your investment finance correctly from the start to protect your tax position and future borrowing capacity.
Navigate the timing, bridging finance, and transition from your current home to your next one — smoothly.
Answer 8 quick questions. No credit check. No obligation. Get your personalised result in under 2 minutes.
We'll ask you 8 short questions about your situation. Based on your answers, we'll give you a clear next-step summary — personalised to you.
Takes less than 2 minutes
We're not a comparison website. We're real mortgage specialists who sit in your corner — from first question to settlement.
We compare hundreds of loan products across Australia's major banks, non-banks, and specialist lenders — so you don't have to.
Our service is completely free for borrowers. We're paid by lenders — with no impact on the rate or product you receive.
We're Australian Credit Licence holders operating under ASIC guidelines. You're always protected and informed.
We explain your options in plain English. No jargon, no pressure — just the information you need to make the right decision.
Most of our clients have a clear picture of their options within 24–48 hours of their first call with a Sorted specialist.
We don't disappear after settlement. We check in regularly to make sure your loan still works for your life — not just the day you signed.
Still not sure? Here are the questions we hear most often.
Don't see your question?
Ask us directlyNo. This is a readiness assessment only. It uses your self-reported answers to give you an indicative next-step summary. It is not a credit assessment, pre-approval, or formal loan application. A Sorted lending specialist can help you take the next step if and when you're ready.
Absolutely not. This quiz does not access your credit file at any point. No credit enquiry is made. Your credit score is completely unaffected.
You'll immediately see your personalised readiness result. If it makes sense, you'll be invited to book a Free Mortgage Health Check with a Sorted lending specialist. There is no obligation to proceed, and no pressure applied at any stage.
Yes, absolutely. We work with self-employed borrowers regularly and have access to lenders who specialise in this area. There are strong options available — including low-doc loans — depending on your situation and how long you've been self-employed.
There are options for most credit situations. We work with lenders across a broad spectrum — from prime to specialist — and we'll give you an honest picture of what's possible and what steps might improve your position over time.
Our service is completely free for borrowers. As mortgage brokers, we're compensated by lenders when a loan settles — this has no impact on the rate you receive, and we always act in your best interest as required by law.
Most clients have a clear understanding of their options within 24–48 hours of speaking with a Sorted specialist. The Free Mortgage Health Check is a 30-minute conversation that covers your full situation and what's realistically possible.
It takes less than 2 minutes. Get your personalised mortgage readiness result — and a clear next step — right now.
Indicative only. Not a formal loan assessment or pre-approval.
